La Rosa International - Insurance Division distinguishes itself for efficiency in seeking the best quality standard for its own insurance products and services, as well as for quotes on innovative insurance solutions covering any kind of risk.
Affinity Group Conventions
La Rosa International - Insurance Division designs, realizes and manages conventions and insurance programs, which address homogeneous groups of individuals and businesses, or groups of people and businesses characterized by being members of an association, users of a service, employees of a company. Products and services tailored to the needs of the Affi nity Group are numerous and can also cover the car, health, life, accident, occupational safety and occupational accident cover.
The globalization of the market has multiplied the business opportunities for Customers. The greatest opportunities are often accompanied by a series of commitments which, in order to be properly fulfilled, provide for the provision of fiduciary guarantees.
The insurance cover that can normally be found on the insurance market is what they are about
• Investments in contests (provisional securities),
• Contractual performance following the award (definitive securities for the good execution of works, supplies or services),
• Deposits for urbanization,
• Guarantees provided to revenue agencies for vat and tax accounts.
• Accruals of tax debts,
• Customs bonds for temporary imports and / or payments to customs administrations.
As far as private individuals are concerned, insurance cover covers lease obligations (guarantees of good maintenance of premises), real estate sales, moves, etc.
Commercial Credit and Political Risk
The growing increase in insolvency situations, whether due to a lack of payments, or concerted practices or socio-political events, leads companies to have the need to have an insurance tool that faces such situations by ensuring that they can security your business. In addition, the advent of Basel II makes the insurance guarantee instrument on trade receivables, the means by which companies can improve their rating and thus have significant benefits in dealing with banks.
Civil Administrator Responsibility
The current system, both in Italy and abroad, of the responsibility of the entities responsible for the management, control and administration of the companies, is characterized by many uncertainties due to standards that are interpreted differently and are strongly influenced by ever-evolving jurisprudence . In such a complex world, managers and managers are increasingly exposed to disputes of various kinds and are therefore likely to remain personally involved in legal actions. In fact, the diligence required of these subjects is judged by the judiciary with ever greater severity. Managers are unlimited and solidly responsible, with their own personal assets for social bonds, if they fail to do so.
Accountability actions can also lead to the seizure of their personal assets. In this context, companies wishing to use the skills of successful Managers and / or new talents must be able to offer them protection and protection.
Directors '& Officers' Liability Insurance, also known as Civil Liability of Directors, covers the liability of the management that has made a mistake, whether it is mild or severe, causing asset damage to third parties in the company.